Consultat at desk with tablet and computer

You work hard to make your business grow, let a combined insurance protect your business.

As a Consultant providing consulting advice or professional services, you have a responsibility to your clients and your business to deliver both the expected work and a safe environment.

For most consultants (and businesses), any claim against your business can cause major disruptions to your ability to work and interrupt your ability to earn a stable income. Buying this combined insurance product gives you peace of mind.


Get the best combined insurance cover

Both professional indemnity insurance and liability insurance are required for most consultants in order to avoid any unforeseen circumstances. Here at Cerberos Brokers, we are committed to giving you the insurance you need in order to operate your business with the minimum of concern. The costs of insuring your business are a minimal business expenditure to give you peace of mind. As your small business grows, having the right cover allows you to get on with making your business great.

To ensure that your business is adequately covered, Cerberos Brokers are pleased to offer a combined Professional Indemnity, Public Liability and Products Liability Insurance Package.

Cerberos Brokers One Insurance Package includes:

  • Professional Indemnity
  • Public and Products Liability Insurance

Annual Premium if turnover is less than $250k per annum:

Professional Indemnity No Public/Products Liability $5M Public/Products Liability $10M Public/Products Liability
$1M $781.00 $1,072.50 $1,108.08
$2M $902.00 $1,133.00 $1,314.50
$5M $1,138.50 $1,435.50 $1,617.00

How does this insurance cover my consulting business?

Sometimes there are incidents that can interrupt your service and cause either a breach of contract, or a financial loss that results in claims of damages against you. This is where professional indemnity insurance can protect your business from bearing the full costs and time involved in these claims and disputes, protecting your professional name and reputation.

If an accident occurs that causes bodily injury or property damage to your client or a third party, public liability insurance covers you against claims for damages caused in connection with your business activities. An incident could arise when you have visitors at your offices, when you are in public areas or at your client’s office, being covered through public liability insurance protects your business if you are found to be legally responsible for injuries or property damage caused.

Product liability insurance provides protection against any accidents that may occur as a result of products that you supply or manufacture. This could include software that you supply, hardware or equipment, foods, beverages or nutritional supplements. If you supply or manufacture a product that can be purchased from your business, product liability insurance is vital.

Combining the policy with professional indemnity and products liability with the one insurer avoids any doubt in respect of whether a loss has arisen from a professional service or the supply of a product. With a combined insurance policy with the one insurer this is not a concern.


Insurance cover for busy consultants

Our insurance cover suits a range of consulting services from business and management, to the creative arts, training consultants and more. See if we have your profession listed below, or simply apply online to obtain a quote.

Consultants that work with businesses provide analysis of existing practices and make recommendations for improvements. Specific roles for businesses consultants include:

  • Business Consultants
  • Management Consultants
  • Business Managers
  • Training Consultants
  • Careers Advisory Services
  • Company Search Agents

Marketing and PR Consultants help a business to gain visibility and market share both online and offline, increasing customers and sales. Consultants in this area include:

  • Marketing Consultants
  • Public Relations Consultants
  • Brand Development Managers
  • Market Research Consultants
  • Advertising Agencies
  • Corporate Identity Consultants
  • Creative Directors
  • Copywriters
  • Desktop Publishing
  • Graphic Design Consultants
  • Editorial Publishing
  • and more

There are a variety of other consultants that our combined insurance suits, below is a sample.

  • Leisure Industry Consultants
  • Training Services
  • Wildlife Consultants
  • Wedding Planners
  • Quality Assurance Consultants
  • Education Advisory Services
  • Export Consultants
  • Food Industry Consultants

And many more, just complete the online proposal form for a quote to be obtained.