Architect modifying plans

Architects Professional Indemnity Insurance is a policy designed to protect these particular parties where they are engaged in a broad range of disciplines that vary from project to project.

The policy is a combined Professional Indemnity and Public & Products Liability policy which was created to avoid gaps in coverage that can arise if policies are placed separately. A policy as such offers coverage for both financial loss, injury and/or damage to a third party due to the failure of products, services and advice.

Professional indemnity (PI) insurance is designed to protect the architect from claims made against them in the carrying out of their professional business. In broad terms, this is the advice they give and the reports/plans they prepare and submit.

Many Architects PII policies cover the financial loss suffered by a claimant only. How does this affect the architect if a building collapses and causes major injury or fatality to occupants or by-standers? At Cerberos, we ensure that the PI policy covers bodily injury or property damage as a result of your professional duty (designs).

Architects professional liability insurance includes:

  • Professional indemnity
  • Bodily injury or property damage