Cerberos Brokers Pty Ltd specialises in arranging group insurance programs.
Group insurance is a type of insurance in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a professional body, union, association or affinity group where the policy provides cover for the members of the group.
In arranging group insurance, the rating is generally more competitive than purchasing cover on an individual basis and /or the policies provide broader cover when applied to groups with fewer exclusions, additional policy benefits or higher limits. In arranging cover on a group basis, Cerberos provides group clients valuable benefits to their respective members/employees.
A further benefit is simplified administration processes for applicants including short-form applications and premium payment options enabling cover to be bound in minutes.
Group Insurance Australia Online
Our association insurance brokers can offer the ability to facilitate your group insurance scheme online via our purpose-built platforms to save your members valuable time and discounts on their premiums.
We offer white labelled online solutions with your logo and our platform.
Our online platform enables your members to quote, bind cover, pay premiums and receive policy documents in minutes for new business and renewals. Software access is free, with no subscription fees and provides your organisation with the opportunity to generate long term sponsorship income or premium savings as a membership benefit to your group.
Our current product offering includes:
- Professional indemnity in isolation
- Combined professional indemnity and public & products liability
- Personal accident & sickness (income protection)
- With more products to follow
- Group of employees in a warehouse
If you already have a group insurance policy which is currently being administered manually, you could benefit from an online solution. We can convert manually transacted policies online to improve efficiency, simplify the application process, lower costs, increase awareness and benefit members.
- Obtain better value on your insurance policy with group savings
- A range of group insurance products
- Offer valuable membership benefits to your organisation
- Online white labelled solutions
Group Life Insurance
Our team also have access to the life insurance market for group policies via our sister company Quantum I.S. Pty Ltd (ARN 398580) as a corporate authorised representative of MyPlanner Australia Pty Ltd (AFSL 345905). Any dealings in life products would be handled by Quantum I.S. Pty Ltd and for which introducer fees can be negotiated with full client disclosure. Cerberos Brokers Pty Ltd is not licensed to transact life insurance and cannot offer any advice or assistance with life products.
Should you wish to enquire about obtaining a quote on a group basis or would like a comprehensive review of your existing group policy, please contact us and we will then arrange a time to meet and/or discuss with you a tailored cover suitable to your organisation’s needs.