Professional Indemnity & Public Liability Insurance

Professional Indemnity Insurance cover

Anyone can make a mistake – but if your business is found liable for providing negligent advice, services or designs that cause your client a financial loss, the costs to you can be financially devastating.

Not only can it lead to an expensive lawsuit, but your business’ hard-earned reputation may be damaged as a result.

Public and Products Liability Insurance Cover?

If an accident or unforeseeable incident causes damage or injury to a person or their property, you may be found legally liable to cover the costs. Public Liability can help to protect your business from the financial risk of liability claims – giving you the certainty you need to trade with confidence.

Where Public Liability can be extremely broad, it may not entirely protect your every exposure. For example, you may design or sell a product that causes a customer harm.

Even if you’re not at fault, you could risk serious financial damage through legal and court costs if a customer decides to sue you. Products Liability is designed to help protect your business if you’re sued because a product you sell, assemble or supply has caused harm to a person or property.

To ensure that your business is adequately covered, Cerberos Brokers is pleased to offer a combined Professional Indemnity and Public & Products Liability policy.

Click here to apply for Public and Products Liability/Professional Indemnity insurance online.

Public and Products Liability Insurance

Is designed to respond to claims resulting from personal injury or property damage that may arise from the your business’s operation. To put it simply, Public and Products Liability insurance provides cover for the physical outcomes of faulty services.

Professional Indemnity

Provides the essential cover to protect your business in the event that a third party suffers a financial loss as a result of alleged negligent act, error or omission. Professional Indemnity Insurance provides your business the financial protection for the professional legal costs associated with defending claims and any damages awarded.

This type of insurance is available to most professionals and in many instances; it is a requirement to carry a minimum level of Professional Indemnity by law.

Combined Professional liability insurance online includes:

  • Up to $10M Professional Indemnity Cover
  • Up to $20M Public and Products Liability Cover

Who Needs Professional Indemnity Insurance?

Professional Indemnity Insurance is recommended for anyone who provides advice as part of their business or profession, as unfortunately anyone can make a mistake no matter how much experience or expertise they may have.

It costs time and money to defend against a claim of malpractice, professional misconduct, or breach of duty. You could be held responsible not only for your own actions, but also for those of your partners, employees or volunteers. The costs of insuring your business are a relatively minimal expenditure to give you peace of mind.

For many professions, the associated governing body sets strict guidelines specifying a level of professional indemnity insurance cover that is required to trade. It is also an increasingly common requirement for consultants and contractors to maintain Professional Indemnity cover in order to respond to tenders.

See if we have your profession listed, or simply apply online to obtain an instant quote that you can bind, pay the premium and receive full policy documentation within a few minutes.

Don’t see your occupation listed?

Contact us today for assistance in arranging your Public and Products liability/Professional Indemnity insurance online

Are you an IT Consultant chasing specific IT Professional Indemnity Insurance?

Please refer to our IT Professional Liability Insurance informational page.

There are a variety of consultants that our combined insurance suits, below is a sample:

  • Business Consultants
  • Management Consultants
  • Business Managers
  • Training Consultants
  • Careers Advisory Services
  • Company Search Agents
  • Marketing Consultants
  • Public Relations Consultants
  • Brand Development Managers
  • Market Research Consultants
  • Advertising Agencies
  • Corporate Identity Consultants
  • Creative Directors
  • Copywriters
  • Desktop Publishing
  • Graphic Design Consultants
  • Editorial Publishing
  • Leisure Industry Consultants
  • Training Services
  • Wildlife Consultants
  • Wedding Planners
  • Quality Assurance Consultants
  • Education Advisory Services
  • Export Consultants
  • Food Industry Consultants