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RTO Professional Indemnity & Liability Insurance

Home Services Registered Training Organisation (RTO) Insurance Policy Online Apply

Step 1 of 7 - Insured Details

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Insured Details

DD slash MM slash YYYY
Address*
What date do you require coverage by?
MM slash DD slash YYYY

Business Activity


Please provide a thorough description of your exact business activities:


Please provide an approximate percentage of income based on the training or services you provide (must add up to 100% to proceed):

Please provide details of the work undertaken under Other Professional Services including relevant experience and qualifications to carry out these services:

Training Specifications


Please provide an approximate percentage of income for the following groups of training:

Classroom & online/distance education training with no physical component

Classroom training & online/distance education with a minor physical component

Indoor training where a physical component exists
First Aid Training*
Is first aid training carried out by the insured?
Dummies/Mannequins Only*
Is the first aid training carried out on dummies/mannequins only?
Additional Coverage (Group C)*
Do you require additional coverage for bodily harm & property damage during the commencement of the indoor training?
Controlled Environment*
Is the physical training minimal & held in a controlled environment?
Please detail the environment where the training is held plus any safety precautions in place:

Outdoor training where minor to major physical components exist
Additional Coverage (Group D)*
Do you require additional coverage for bodily harm & property damage during the commencement of the practical training?
Industry
Does your business classify as one of the following industries? Please select relevant option/s:
Please detail the type of training & the environment where the training is held plus any safety precautions in place:
What is the maximum height training takes place at?
Protective Clothing / PPE*
Are trainees attired in protective clothing and are PPE guidelines followed during training?
Barriers / Signage*
Is the training cordoned off with appropriate signage?
e.g. 1:10 = 1 trainer to 10 trainees
What machinery is used for training and who owns the machinery?
Training Location*
Does training occur on the insured’s premises or third-party property?
Percentage of training carried out on insured's premises:
Percentage of training carried out on third-party-property:
Induction Training*
Is an induction course presented before training commences?

Other training that does not fit any of the above groups
Please detail the type of training & the environment where the training is held plus any safety precautions in place:

Coverage Selection & Additional Information

Limit of Professional Indemnity required
Existing Cover*
Has the proposer already taken out Professional Indemnity cover?
Please enter the retroactive date of the current active policy
MM slash DD slash YYYY

Limit of Public & Products Liability required

ASQA Registration*
Do you have an ASQA registration in respect to the accredited training course you provide?
Industry Qualified*
Are you qualified in this industry with minimum 3 years’ experience?
Professional Association Membership*
Are you a member of a professional association?

Please provide your actual total revenue or turnover for the previous financial year (enter '0' if not applicable):

Please provide details of your overseas activities and estimated annual fee income:
Do you have a risk management program/protocol in place?*
What measures do you have in place for mitigating risk?
Do you engage contractors and/or sub-contractors?*
Do you require cover for contractors and/or sub-contractors?*
Please provide details of their activities and estimated annual payments:
Do you require cover for students placed into practical work experience (workforce) as a prerequisite to completing their qualification?*
What professional services are trainees completing whilst on placement & what fees are incurred?
Where are the trainees’ placements and for what duration?
How many students per year undertake placements?
Student Supervision*
Are students under constant supervision whilst placement is occurring?

For the purpose of calculating stamp duty, please confirm the percentage of revenue earned in each state (must add up to 100% to proceed):

Are you a small business eligible for exemption from paying NSW stamp duty on certain types?*
The NSW Government has created a new small business stamp duty exemption in the Duties Act 1997 (NSW) (the Act) for eligible insurance acquired on or after 1st January, 2018. If you are uncertain whether you are classified as a small business we recommend you seek professional advice and speak to your accountant or financial adviser.

Claims Information

Previous Claims*
Has any claim been made against the proposer or any principal, partner or director, consultant or employee respect of the risks this proposal relates to?
Please provide details:
Previous Losses or Expenses*
Has the proposer or any principal/partner/director/consultant or employee incurred any other loss or expense which might be within the terms of coverage?
Please provide details:
Is any principal/partner/director/consultant or employee, after enquiry, aware of circumstances which:*
Potential Claims*
May give rise to a claim against the proposer or his/her predecessors in business or any of the present or former partners, principals, directors, consultants, or employees?
Please provide details:
Potential Losses or Expenses*
Result in the proposer or his/her predecessors in business or any of the present of former partners, directors, consultants, employees, or principals incurring any losses or expenses which might be within the terms of this cover?
Please provide details:
Other Potential Issues*
Otherwise affect the company’s consideration of this insurance?
Please provide details:

General Insurance Information

Insurance History*
Has any insurer, in respect of the risks to which this proposal relates, ever declined a proposal, refused renewal, or terminate any insurance and/or declined an insurance claim by the proposer of reduced its liability to pay an insurance claim in full (besides application of an excess?
Please provide details:
Bankruptcy / Insolvency*
Have you ever, either alone or jointly with others been declared bankrupt or subject to any form of insolvency administration (e.g., liquidation or receivership)?
Please provide details:

Declaration

I/We the undersigned duly authorised person(s) declare that:

  • I am / we are authorised by each of the Proposers to sign this Proposal Form; and
  • The above statements are correct, true and complete; and
  • No information material to this Proposal Form has been withheld; and
  • I/we have read the important facts which you have put before me / us and I / we understand the advice given in relation to necessary and detailed enquiries in order to comply with the duty of disclosure; and
  • I / we undertake to inform the insurer of any material alteration to these facts occurring before completion of the contract of insurance; and
  • I / we undertake to inform the insurer of any material alteration to these facts occurring before completion of the contract of insurance; and
  • I / we acknowledge that the Insurer relies on the information and representations in this Proposal Form and otherwise made by me / us in relation to this insurance.
Full Name of Applicant/s*
First Name
Last Name
 
DD slash MM slash YYYY

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  • Professional Indemnity & Liability Insurance Cover Online
  • Personal Accident & Sickness Insurance
  • CFMEU Association, Group & Union Members Insurance
  • IT Combined Professional Indemnity & Liability Insurance
  • Registered Training Organisation (RTO) Insurance Policy Online
  • Pilot & Aviation Loss of Licence Insurance Australia
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