Thank you for expressing interest in receiving insurance cover details for Weekly Personal Accident & Sickness, Death & TPD, and Life cover.

Cerberos Brokers Pty Ltd are the appointed licensed general insurance brokers for the CFMEU Mining & Energy QLD District Insurance Scheme. Cerberos administer the Weekly Personal Accident & Sickness and the Death & TPD (by accident only) cover.

The Life cover component is handled by Innes Stafford (ARN 398581), a Representative of Quantum I.S. Pty Ltd (ARN 398580) and an authorised Representative of Financial Services Partners Australia PTY LTD, AFSL 237590. Cerberos is not licensed to transact life insurance and cannot offer any advice on the AIA (formerly AIG) Life cover component of the scheme.

Refer to the Insurance Benefit Levels & Premiums document when determining the level and cost of cover to best suit your needs.

Cover can be purchased in the following ways

  • Weekly Accident & Sickness Cover only
  • Weekly Accident & Sickness and Death & TPD plus Life Cover
  • Death & TPD plus Life Cover only.

How To Purchase

  1. To join the scheme simply select the APPLY ONLINE button and follow the prompts (please use your surname as the reference). Your cover will commence from the date of your first deduction.
  2. Should you wish to disclose any pre-existing condition to the underwriters prior to commencing cover, please complete the attached Ezi Debit form, together with the Declaration of Health form and return to our office by email or post- PO Box 1305 Spring Hill QLD 4004.

To assist you in making an informed decision in relation to these insurances we have listed the following documentation:

Weekly Personal Accident & Sickness

Declaration of Health for consideration of pre-existing conditions to be covered under the policy. No cover provided for pre-existing conditions until the insurer confirms in writing, what if any pre-existing conditions will be covered.

Death (by Accident) & Permanent Total Disability (by Accident) & Life Cover (Death by Sickness)

A requirement of joining the life cover is that all new members MUST COMPLETE A DECLARATION OF HEALTH. No cover available until insurer confirms acceptance of Declaration of Health.

Sum insured can be extended to the following limits:

  • $250,000
  • $500,000

Individual Application required for Insurer to confirm acceptance. This cover can only be taken in conjunction with Death by Sickness Cover provided by AIA life.

If you have any questions in relation to this matter, please do not hesitate to contact our office on 1300 880 306